Well, if you’re a vehicle owner, there’s a couple of insurances you really should consider to keep yourself covered. First off, you got your Auto Insurance, or Asigurari Auto. This one’s like the bread and butter for all vehicle owners. It generally covers damages to your car if you get into an accident that’s your fault, and can also cover damages to other vehicles if the accident is deemed your fault. It’s really a must-have cause it protects you against those big bills that can come from accidents.
Then, there’s Casco Insurance, or Asigurari Casco, which is kinda like an extra layer of protection. This insurance covers damage to your own vehicle, even if the accident or damage wasn’t caused by another driver. Say a tree falls on your car, or someone decides to vandalize it, Casco got your back. It’s not mandatory like Auto Insurance, but it’s super useful to have for sure.
Lastly, you’ll also want to look into Liability Insurance, known here as Asigurări de Răspundere Civilă. This one covers you if your car accidently damages another person’s property or if someone gets hurt and it’s your fault. It’s important because it helps protect your financials in case you’re found legally responsible for such damages or injuries.
So yeah, these are the key insurances any vehicle owner should really think about. It’s all about making sure you and your car are protected so you can drive stress-free!
